|
Past performance is no guarantee of future results
and investment results and principal value will
fluctuate so that shares, when redeemed, may be
worth more or less than their original cost. Total
return includes reinvestment of dividends and
capital gains.
Morningstar proprietary ratings reflect
risk-adjusted performance for the stated period.
Only the top 10% of funds in a given category
receive a five-star rating. The next 22.5% receive
four stars, the next 35% receive three stars, and
the next 22.5% receive two stars. Subject to change
every month, a fund's rating is based on its 3-, 5-,
and (when available) 10-year average annual total
returns (with fee adjustments) in excess of 90-day
Treasury bill returns, and a risk factor that
reflects fund performance below 90-day Treasury bill
returns. The overall rating is the weighted average
of the three time periods.
|
